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Find below High and Low Saving Account Interest Rates(Updated on 21 Dec 2020): Bank Name Interest Rate; HDFC Bank Savings Account: 3.50% - RBIâs Repo Rate plus 2 basis points ICICI Bank Savings Account: 3.5% - 4.00% Average Interest Rate for Savings Accounts. Savings rates are displayed in terms of APY to indicate the effective annual-interest return, including the compounding of interest, of the course of a single year. A Regions LifeGreen Savings account provides you all of the extras you can expect with your high balance relationship. Let's say you have $1,000 in the bank and the account earns 1% interest. The bank may change the interest rate and APY at any time without notice. HDFC Bank is one of the most popular private banks in India. Money Market Account Rates: Average APYs are based on Money Market Accounts of $10,000. The interest rates banks set on everything from deposit accounts to loans and credit cards are related to the federal funds rate. Knowing how interest on savings accounts works can help investors earn as much as possible on the money they save. Bank from almost anywhere by phone, tablet or computer and at over 16,000 ATMs and more than 4,700 branches nationwide. Although the information provided by Informa Research Services, Inc. has been obtained from the various institutions, accuracy cannot be guaranteed. The interest rate and APY may change. This is a guideline the Federal Reserve sets to ⦠The top rate you can currently earn from a nationally available savings account is 0.81% annual percentage yield (APY), offered by Varo Bank.That's more ⦠Savings Accounts & CDs Learn more. While it was once easy to find a savings account at your local bank offering rates upwards of 3%, rates dropped precipitously following the Great Recession, ⦠Savings rates are displayed in terms of APY to indicate the effective annual-interest return, including the compounding of interest, of the course of a single year. The best online savings accounts can help you fund your goals faster. HDFC Bank savings account interest rate â 3.50%. Karur Vysya Bank savings account interest rate â 2.75% #9. The bank offers two slabs of interest on the savings account. According to the FDIC, the national average interest rate on savings accounts currently stands at 0.05% APY.This applies to both average and jumbo deposits (balances over $100,000). HDFC Savings Account Interest Rate. See the best savings interest rates for this month. Latest Savings Account Interest Rates from Top Banks. However, there are a few banks which are still offering a high interest rate ⦠The Fifth Third Health Savings Account earns interest. Your interest begins to accrue no later than the business day Fifth Third receives credit for ⦠The interest rates on bank savings accounts as well as bank fixed deposits have been on the downward trend. High Yield Savings Rates: Average APYs are based on High Yield Savings Accounts of $10,000. 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